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What Is a Family Needs Analysis?

A Family Needs Analysis helps you look at what your family may need, what you already have, and whether there are any gaps worth a closer look.

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How Much Life Insurance Does a Family Actually Need?

There is no single number that works for every family. A better starting point is to ask what your household would actually need, then compare that with the resources you already have.

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Is Life Insurance Through Work Enough?

Work life insurance can be a great benefit. Here’s how to figure out whether it’s enough for your family.

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What Happens to Employer Life Insurance When You Leave Your Job?

Your work life insurance may end when you leave a job, but some plans give you options. Here’s what to check before your coverage changes.

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When Should You Review Your Life Insurance?

You do not need to rethink your life insurance constantly, but it is worth checking once a year and after a few important life changes.

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Team members meeting around a warm wood table

Employee Benefits for Small Businesses: Where Do You Start?

If you are thinking about offering employee benefits for the first time, the hardest part is often knowing where to begin. There are a lot of choices, including health insurance, dental, vision, life insurance, disability coverage, retirement benefits, paid leave, and voluntary benefits.

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Benefits renewal planning meeting at a conference table

What Business Owners Should Review Before Benefits Renewal

Renewal is a good time to look at more than the new premium. It is also a chance to ask whether employees can actually use the plan, whether the cost still makes sense for the business, and whether anything caused unnecessary confusion during the year.

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Employer group health planning conversation at a table

Understanding Group Health Insurance: A Practical Overview for Employers

Group health insurance can feel complicated at first. Here’s how eligibility, employer contributions, plan types, employee costs, and enrollment fit together.

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Healthcare practice leaders discussing group health options at a table

Health Plan Options for Healthcare Employers: What to Look For

Some healthcare employers may have access to plan designs with different cost-sharing features. Here’s what to compare before deciding whether one fits your team.

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